Disclaimer
Read this before acting on anything you see on this website.
Summary. This is a personal website. Nothing on it is investment advice, a recommendation to buy or sell any security, or a solicitation. Always consult a SEBI-registered investment adviser before making investment decisions.
1. About this website
harshaldasani.pages.dev (the "site") is the personal website of Harshal Dasani, a markets professional based in India. It hosts the author's media appearances, blog posts, and free educational calculators. The site is operated in a personal capacity and is not the website of any employer, fund, or registered intermediary.
2. No investment advice
All content on this site — including blog posts, calculator outputs, charts, opinions, commentary, interview clips, and social-media embeds — is provided for general information and educational purposes only. It does not constitute, and should not be construed as:
- Investment, financial, tax, or legal advice;
- A recommendation, offer, or solicitation to buy, sell, or hold any security, derivative, mutual fund, ETF, commodity, currency, or other financial instrument;
- A research report under the SEBI (Research Analysts) Regulations, 2014;
- A managed-account, portfolio-management, or advisory service.
The author is not acting as your investment adviser through this site. Reading this site does not create an adviser-client relationship.
3. SEBI registration
This website itself is not a SEBI-registered service. The author may, in his professional capacity elsewhere, be associated with a SEBI-regulated entity, but that association is separate from this site and is not extended to readers through this site. Nothing here is offered under any SEBI registration.
4. Potential conflicts — holdings & positions
The author and/or his employer may, from time to time, hold long or short positions in securities, derivatives, mutual funds, or other instruments discussed on this site. Readers should not assume any specific holding based on the content. The author makes no commitment to disclose individual positions and reserves the right to transact in any instrument mentioned without notice.
Where the author is interviewed by a publication and that interview is featured on the Media tracker, the views expressed are those given to that publication at the time, and may not reflect the author's current view.
5. Forward-looking statements & market risk
Any forecasts, projections, scenarios, illustrative calculations, or statements about future events on this site are opinions and assumptions, not guarantees. Actual results may differ materially. Past performance is not indicative of future results. Markets are inherently uncertain and any investment carries the risk of loss, including loss of principal.
6. Calculators are illustrative, not predictions
The free calculators in /tools/ (SIP, Returns, Oil Impact, Capital Gains Tax) compute outputs from inputs you enter. They use standard mathematical formulas applied to assumed rates and parameters. They do not know your actual portfolio, tax bracket, goals, or risk tolerance, and they do not forecast market behaviour. Treat their outputs as illustrative scenarios, not as financial plans.
7. Third-party content & external links
This site links to and embeds content from third parties — including news publications, YouTube, X (Twitter), TradingView, and others. The author does not endorse, control, or take responsibility for third-party content, and links should not be read as endorsements. Third parties may collect data subject to their own policies.
8. Accuracy & updates
While the author makes reasonable effort to be accurate, the site is provided "as is", without warranty of any kind. Information may be outdated, incomplete, or wrong. The author may add, edit, or remove content without notice and is under no obligation to keep historical posts current.
9. Jurisdiction
This disclaimer is governed by the laws of India. Any dispute arising out of or in connection with this site is subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.
10. Contact
For questions about this disclaimer, contact the author via the channels listed on the home page.